Terms & Conditions
Effective Date: 1/1/2025
Welcome to PolicyWaiz (“we,” “us,” “our”). By accessing or using our website [www.policywaiz.com] (the “Site”), you agree to comply with and be bound by these Terms and Conditions. Please read these terms carefully before using our Site. If you do not agree to these terms, you should not use our Site.
1. Use of the Site
You agree to use the Site for lawful purposes only and in accordance with these Terms and Conditions. You may not use the Site in any way that violates any applicable local, state, or international law or regulation. You may not attempt to gain unauthorized access to the Site, its servers, or any networks connected to the Site.
2. Privacy
Your use of the Site is also governed by our Privacy Policy, which can be found here. By using the Site, you consent to the collection and use of your personal information as described in the Privacy Policy.
3. Intellectual Property
The content on this Site, including text, graphics, logos, images, videos, and software, is owned by or licensed to PolicyWaiz and is protected by copyright laws. You may not copy, reproduce, distribute, or use any content from this Site without prior written consent from PolicyWaiz.
4. Services
PolicyWaiz provides a platform for users to connect with insurance providers. We do not directly offer insurance policies or products. By using our Site, you agree that we are not responsible for the accuracy or completeness of any quotes, policies, or services provided by third-party insurers.
5. Third-Party Links
Our Site may contain links to third-party websites that are not operated or controlled by PolicyWaiz. We are not responsible for the content, privacy practices, or terms of use of these third-party sites. You access these websites at your own risk.
6. Limitation of Liability
To the maximum extent permitted by law, PolicyWaiz and its affiliates, partners, or service providers shall not be liable for any direct, indirect, incidental, special, or consequential damages resulting from your use of the Site or reliance on any content provided, including any damage to your computer or other device.
7. Indemnification
You agree to indemnify, defend, and hold harmless PolicyWaiz, its affiliates, and their respective officers, directors, employees, agents, and service providers from and against any and all claims, damages, liabilities, and expenses (including legal fees) arising from your use of the Site, your violation of these Terms and Conditions, or your infringement of any intellectual property or other rights of a third party.
8. Modifications to the Terms
We reserve the right to modify these Terms and Conditions at any time. Any changes will be posted on this page, and the effective date will be updated accordingly. Your continued use of the Site after any changes are made will constitute your acceptance of those changes.
9. Termination
We may terminate or suspend your access to the Site, without notice, for conduct that we believe violates these Terms and Conditions or is harmful to other users of the Site.
10. Governing Law
These Terms and Conditions are governed by and construed in accordance with the laws of California, without regard to its conflict of law principles. Any disputes related to these Terms shall be subject to the exclusive jurisdiction of the courts located in California.
11. Disclaimer of Warranties
The Site and its content are provided “as is” and without warranties of any kind, either express or implied. We do not guarantee that the Site will be error-free, uninterrupted, or free from viruses or other harmful components.
12. User Accounts
If you create an account on the Site, you are responsible for maintaining the confidentiality of your account information, including your password, and for all activities that occur under your account. You agree to notify us immediately of any unauthorized use of your account.
13. Contact Us
If you have any questions or concerns about these Terms and Conditions, please contact us at:
PolicyWaiz
hello@policywaiz.com